Credit Card Accountability and Disclosure Act of 2009

I was surprised to find that The Credit Act affects me as a massage therapist. The Act stipulates that expiration dates on gift certificates be at least 5 years:

This federal law supercedes state law. The State of Texas does not have a length requirement, but it does require that unexpired gift certificates be honored or that the buyer's money be refunded.

25 Texas Administrative Code, Chapter 140 Subchapter H, Division 2, Section 140.303, General Ethical Requirements, paragraph (d): "...A licensee must either honor an unexpired gift certificate issued by that licensee or provide a full refund."

Well duh. That sounds obvious, but we still have to have it written down in a law so that it's enforceable.

My policy has always been to honor gift certificates whether they are expired or not, assuming that I am alive and practicing, so this new law does not really affect my clients. Still, it's good to know that your gift certificate purchase is protected by federal law.


To purchase massage gift certificates, visit this page: http://TranquilityTime.Boomtime.com/lgift


Posted by Jim Caddell at www.MassageDallas.Info